SERVICES

We normally don’t interfere in the day to day Book Keeping and Accounting work which the in house accounts team should focus. Our role shall be to supervise the accounts team to make process and system seamless so that effective result can be worked out which includes following aspects:-

Receivables & Payables Management: Managing all activities – Formulating the complete vendor payment and client receivables process; Timely transactions as per process; Account reconciliation with the vendors & clients.
Fund Management: Managing the clients funds to achieve objectives of best return on capital and liquidity on behalf of the client.
Corporate Planning & Structure: Finalizing the best form of legal entity structure considering various factors like resource requirements, fund raising requirements, tax efficiency, compliance cost, regulatory requirement etc.
Business Plan Assistance: Building detailed business model from scratch OR customizing available business plan after thorough research on client’s company, products/services, industry and competition.
Budgeting & Forecasting: Creating budgets; predictive forecasts and development of market analysis; providing sensitivity analysis for various market scenarios.
Financial processes and controls: Conceptualizing, formulating and implementing financial processes and controls in conjunction with the client team.
Fund Utilization & Working Capital Requirement: Forecasting and evaluating the cash flows and working capital requirement of the client and providing MIS on fund utilization. Advising client and implementing best practices on improving cash flow and working capital management.
Financial MIS & Analysis: Providing and reviewing regular financial performance reports and analysis on the cost and profitability for various product lines and business units to support decision making and providing advice from our expert financial advisors.

Statutory compliance – TDS, GST, PF ,ESI

Taxation: Managing all taxation related activities – Processing and deposit of tax on a timely basis; Liasoning with the tax authorities; Advising client on taxation best practices.

Company /LLP formation and Secretarial compliance

Secretarial – Handling all compliances w.r.t. secretarial – Company Incorporation; ROC filings;

Board Meeting compliances; Liasoning with authorities; etc.

Statutory Reporting: Providing financial reports to Board of Directors for statutory compliances.

Biggest challenge faced by SME clients is getting requisite finance both Debt and Equity on best terms since they are not equipped themselves and normally professionals fail to analyze the problems and provide best solution.

Understanding the requirement of client for finance requirement for existing as well as expansion /diversification of project or services
Preparation of Business Plan for Debt and /or Equity
Meeting and communicating with Bank or PE Funds and hand holding throughout the process till closing of the transaction.
Bank facilities management, Regular liasoining with bank & stock auditors and Optimum utilization of limits – Cash credit (OD / Packing Credit), Letter of Credit, Letter of Guarantee, Term Loan
Interest control and reducing cost of funds
Foreign exchange matters
Foreign exchange matters
AR and AP management
Ageing analysis
Inventory management
Physical inventory

Exploring possibilities in getting cheaper foreign funding

RBI has permitted foreign funding on deferred terms up to 5 years ( 3 years if backed by deferred L/C) on lower interest cost (LIBOR linked) which can be in the form of suppliers credit or Buyers credit. This scheme is very economical if the client has exports since this would provide natural hedging towards exchange fluctuation risk. Country specific Insurance Companies (SERV in Switzerland and SACE in Italy) which provide Insurance Cover to foreign Banks in funding to Machines imported in India.

CONSULTING AND ADVISING SERVICES

Assisting clients in procurement of Raw Material , Machines from overseas

Assisting clients in communication with overseas suppliers for raw material and machines and negotiating best terms in respect of rates ,quality and delivery terms.

Advising on new business and project ideas for expansion and diversification, Business plan and hand holding from concept and commissioning of the project which includes negotiating with suppliers and customers, developing SOPs and their implementation, regular interaction with accounts and finance team with development and implementation of MIS.(providing monthly profit and loss account and comparing with projections and analyze variance, assistance in analyzing debtors velocity and collection )

Advising clients for new project ideas
Providing End to End Solution to client for their expansion and /or diversification requirements
Developing Business Plan and ascertaining financial and technical viability of the project
Negotiating with Machine suppliers and getting best Terms
Identifying best source of funding –Debt and /or Equity
Hand Holding till complete implementation of the project
Regular Interaction with accounts and finance team after Commercial operation
Developing SOP and MIS system for Team and Management

Business Promotion via web presence and social media campaigns

Every business or service industry needs promotion and Web based business promotion is the order of the day today
Assisting client in website development
Social media campaigns
Lead generation and telemarketing assistance
Monitoring leads generated and assistance in negotiation with customers

Assistance in getting subsidies for MSME and industry specific subsidies

Government of India provides various incentives and subsidies for the investment in projects ( upto 30% for SME clients) and most of the clients are normally not aware or lack patience for documentation and follow ups with Government departments. Providing guidance in schemes and assisting in documentation and follow ups

Assistance in communication and exploring possibilities of exports as well as Imports

We have observed that SME Companies are expert in their business in domestic market but lack expertise to explore overseas opportunities for both exports as well as imports which could be due to lack of confidence in communication and lack of exposure to International Market.

Assisting clients in exploring possibilities of export potential of the products
Helping in communication with potential overseas customers and negotiating terms
Also assisting clients in imports of Raw Material

Assistance even in rainy days when business is in stress

In case there is stress in business and banking , we shall try to analyse and fore warn the promoters for the same and try to find a solution for the same. In worst case scenario, if there is NPA classification in loan accounts with bank, we shall handle the same at bank and try to resolve the same. There are options if we need to get OTS done and get the same funded from NBFC.

Process & Proposal

We are focused for SME segment and would like to hand hold the SME client as we understand that SME is the backbone of Industrial Growth of any Economy. India is not an exception !!!!

We have not created any boundary for the service offerings and would like to assist SME in any business related vertical as explained above. We understand that SME client is expert in his core activity but lack experience in other activities which are important for the growth of core activity. Here we come into picture.

Our Objective is : YOU FOCUS ON YOUR CORE BUSINESS GOAL AND LEAVE REST ON US !!!!!!!!!!!

We would first understand the business model with the client and try to figure out the gaps which are creating hurdle in the growth of business and profitability. Once there is understanding for the role , we then give our proposal for service offerings and financial terms for the same.